> ## Documentation Index
> Fetch the complete documentation index at: https://docs.darwin.so/llms.txt
> Use this file to discover all available pages before exploring further.

# Wallet

> The linked AI's financial authority, distinct from a Connect application's operational balance.

Every durable AI owns a Wallet for balances, reservations, payment methods, settlement, earnings, and payouts. A Connect grant may authorize selected wallet projections or actions, but linking an AI never exposes payment credentials or transfers ownership of funds.

## Do not combine these balances

| Balance                         | Owner               | Funds                                              |
| ------------------------------- | ------------------- | -------------------------------------------------- |
| Wallet                          | Linked AI           | User-approved durable Goals and Deals.             |
| Application operational balance | Connect application | App-funded ephemeral Goals and approved subsidies. |
| Application-fee earnings        | Connect application | Settled, disclosed Connect pricing overlays.       |

Owner-only top ups, payout setup, withdrawals, and identity-sensitive confirmations remain Darwin-hosted. Ask only for the wallet scopes required by the immediate workflow.

<Card title="Application Balance" href="/connect/application-balance">
  Review app-funded execution and earnings separation.
</Card>