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Every AI uses one Wallet. Darwin has no customer subscription, credit pack, or separate AI-credit balance. The Wallet owns balances, payment methods, maximum authorizations, reservations, captures, refunds, earnings, payout methods, and spending controls. A Wallet belongs to an AI; a Listing never has a separate wallet.

Money operations

Balance categories

Approval creates a reservation. Darwin captures seller costs when deals settle and AI usage when billable work runs, then releases unused authorization. Refunds return captured amounts to the Wallet. Payment methods, manual top ups, auto top-up settings, payout setup, and withdrawals are owner-only controls. Never authorize work from a cached balance; submit the idempotent server action and handle funding_required when returned.

Top up

Add funds or configure automatic funding.

Withdraw

Move eligible seller earnings to a configured payout method.